अब ATM से मिलेगा 15 लाख तक का लोन, ये है तरीका

अब ATM से मिलेगा 15 लाख तक का लोन, ये है तरीका

लोगों को शिकायत रहती है कि लोन लेने के लिए उन्हें बैंकों के काफी चक्कर कांटने पड़ते हैं, लेकिन अब ऐसा नहीं होगा। अब आपको 15 लाख रुपये तक के लोन लेने के लिए बैंक जाने की जरूरत ही नहीं है। आप एटीएम से आवेदन करें और 15 लाख तक की राशि आपके अकाउंट में आ जाएगी।
अब ATM से मिलेगा 15 लाख तक का लोन, ये है तरीका

देश में निजी क्षेत्र के सबसे बड़े बैंक ICICI बैंक ने अपनी ATM मशीनों के जरिए लोन देने की योजना शुरू की है। ये योजना मासिक सैलरी पाने वाले बैंक के ग्राहकों के लिए है।

– इस योजना के तहत अधिकतम 60 महीने के लिए 15 लाख रुपए तक के पर्सनल लोन के लिए आवेदन किया जा सकता है।

– इसके लिए सबसे पहले आपको प्री अपरूव्ड लोन ऑफर का चुनाव करना है।

– ग्राहक की क्षमता के मुताबिक लोन के कई तरह के ऑफर उपलब्ध होंगे।

– प्री अपरूव्ड लोन ऑफर का चुनाव करने के बाद ग्राहक को पहले से तय किए हुए इंटरेस्ट रेट, प्रोसेसिंग फीस और मासिक EMI का चुनाव करना होगा।

– इसके बाद स्क्रीन पर दी गई लोन देने की शर्तों पर एग्री होना पड़ेगा।

– इस सारी प्रक्रिया के बाद ग्राहक को डेबिट कार्ड का पिन एंटर करने के लिए कहा जाएगा।

– इस पूरी प्रक्रिया के पूरा होने के बाद लोन की राशि तुरंत ग्राहक के खाते में ट्रांसफर हो जाएगी।

– ग्राहक को कितना लोन मिलेगा यह इस बात पर निर्भर करता है कि उसका CIBIL स्कोर कैसा है।

– इस योजना के तहत ग्राहक अधिकतम 15 लाख रुपए का लोन ले सकता है।

– बैंक ने पिछले महीने ही इस योजना को लॉन्च किया है ।

102 thoughts on “अब ATM से मिलेगा 15 लाख तक का लोन, ये है तरीका

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